Bulgaria
Single employee, no dependants
Breakdown
- Gross salary€60,000
- Income tax−€5,620
- Pension−€2,423
- Health insurance−€883
- General sickness & maternity−€386
- Unemployment−€110
- Total deductions−€9,423
- Take-home pay€50,577
Eurozone · 2025–2026
Bulgaria salary calculator
What you actually take home from a salary in Bulgaria after income tax and mandatory social security, and how it compares with the rest of Europe. In Bulgaria this is often searched as калкулатор нетна заплата.
Before tax, for one employee. Results update as you type.
Estimated take-home in Bulgaria, per year
€50,577
- You keep
- 84.3%
- Deductions
- 15.7%
- Rank
- 1 / 30
Take-homeGross €60,000
Details for each deduction
Bulgaria, every rate with its source
Income tax
Income tax[2]
−€5,620
National
A flat 10%, applied to income after the mandatory social contributions are deducted. Bulgaria joined the euro on 1 January 2026, so figures here are in euro.
Social security
Pension (пенсионно осигуряване)[1]
−€2,423
8.78% of pay · capped at €27,600 a year
The state pension (first pillar) plus the mandatory second-pillar fund.
General sickness & maternity (ОЗМ)[1]
−€386
1.4% of pay · capped at €27,600 a year
Sick pay and maternity/parental benefit.
Unemployment (безработица)[1]
−€110
0.4% of pay · capped at €27,600 a year
Unemployment benefit.
Health insurance (здравно осигуряване)[1]
−€883
3.2% of pay · capped at €27,600 a year
Public health insurance (NHIF).
Where your deductions would go
Your €9,423 split the way Bulgaria’s government spends its budget (2023).[3] An illustration, not an earmark: taxes go into one pot.
- Social protection€3,35535.6%
- Economic affairs€1,39514.8%
- Health€1,31013.9%
- Education€99910.6%
- General public services€7738.2%
- Public order and safety€6416.8%
- Defence€3673.9%
- Housing and community amenities€2542.7%
- Recreation, culture and religion€1791.9%
- Environmental protection€1411.5%
Sources
- [1]Social security & health insurance adjustments in Bulgaria in 2026 (contribution split and cap) · GrECo, checked 2026-08-31
- [2]Bulgaria Income Tax 2026 — 10% flat rate · TaxRavens, checked 2026-08-31
- [3]General government expenditure by function (COFOG) — gov_10a_exp, % of total expenditure, 2023 · Eurostat, checked 2026-08-31
The same salary, every country
30 countries · take-home in EUR
Gross salary converted at ECB reference rates, then taxed under each place’s own rules. Employee income tax and mandatory social security only. How we calculate
How Bulgaria income tax works
Bulgaria taxes personal income on these bands for the 2025–2026 tax year. Where a personal allowance or tax credit applies, it is already reflected in the figures above.
| Taxable income | Rate |
|---|---|
| €0 and above | 10% |
Employee social security is modelled at 13.78% on income up to €27,600 per year.
What this estimate simplifies
Bulgaria adopted the euro on 1 January 2026; figures are shown in EUR. Flat 10% tax on income after mandatory social contributions are deducted.
Every figure assumes a single filer with no dependents. See the methodology for the full list of assumptions and sources.
Common salaries after tax in Bulgaria
Choose a salary for its full breakdown, or see the Bulgaria salary table.
| Gross a year | Take-home a year | Take-home a month | Taken |
|---|---|---|---|
| €20,000 | €15,520 | €1,293 | 22.4% |
| €25,000 | €19,400 | €1,617 | 22.4% |
| €30,000 | €23,577 | €1,965 | 21.4% |
| €35,000 | €28,077 | €2,340 | 19.8% |
| €40,000 | €32,577 | €2,715 | 18.6% |
| €45,000 | €37,077 | €3,090 | 17.6% |
| €50,000 | €41,577 | €3,465 | 16.8% |
| €55,000 | €46,077 | €3,840 | 16.2% |
| €60,000 | €50,577 | €4,215 | 15.7% |
| €65,000 | €55,077 | €4,590 | 15.3% |
| €70,000 | €59,577 | €4,965 | 14.9% |
| €75,000 | €64,077 | €5,340 | 14.6% |
| €80,000 | €68,577 | €5,715 | 14.3% |
| €90,000 | €77,577 | €6,465 | 13.8% |
| €100,000 | €86,577 | €7,215 | 13.4% |
| €120,000 | €104,577 | €8,715 | 12.9% |
| €150,000 | €131,577 | €10,965 | 12.3% |
| €200,000 | €176,577 | €14,715 | 11.7% |
Common questions
Is this my exact take-home pay in Bulgaria?
No. It is an estimate for comparison, based on 2025–2026 national tax rules for a single person with no dependents. It does not account for your residency or filing status, reliefs and credits specific to you, local tax variations, or income other than salary. Treat it as a well-informed ballpark, not a payslip.
What does the Bulgaria figure include?
Personal income tax and mandatory employee social security contributions. Employer-side contributions are excluded because they are never part of your take-home pay. Bulgaria adopted the euro on 1 January 2026; figures are shown in EUR. Flat 10% tax on income after mandatory social contributions are deducted.
How is Bulgaria social security calculated here?
Employee contributions are modelled at 13.78% on income up to €27,600 per year. This is a simplification of the real breakdown into pension, health, unemployment and other funds, which together come to roughly this figure for an employee.
Why might my real Bulgaria net pay be different?
Common reasons: you are married or have children; you claim pension, mortgage, commuting or other deductions; you live in a region or municipality with a rate above or below the national average used here; the law changed mid-year; or part of your pay is a bonus taxed on a different basis. Always confirm important numbers with an Bulgaria tax professional or the national tax authority.
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