Eurozone · 2025–2026
Bulgaria salary calculator
What you actually take home from a salary in Bulgaria after income tax and mandatory social security, and how it compares with the rest of Europe.
Your take-home
Estimated take-home, a year
€50,577
of €60,000 gross
Effective tax rate
15.7%low
of every euro goes to tax and social security
- Gross salary
- €60,000
- Income tax
- −€5,620
- Social security
- −€3,803
- Take-home
- €50,577
Ranks #1 of 30 for take-home pay at this salary, €9,963 above the 30-country average (€40,614).
Where your money goes
Every rate below traces to a cited source, listed at the end.
Income tax
€5,620/yr- Income taxNational€5,620
A flat 10%, applied to income after the mandatory social contributions are deducted. Bulgaria joined the euro on 1 January 2026, so figures here are in euro.
Social security
€3,803/yr- Pension (пенсионно осигуряване)€2,4238.8% to €27,600
The state pension (first pillar) plus the mandatory second-pillar fund.
- General sickness & maternity (ОЗМ)€3861.4% to €27,600
Sick pay and maternity/parental benefit.
- Unemployment (безработица)€1100.4% to €27,600
Unemployment benefit.
- Health insurance (здравно осигуряване)€8833.2% to €27,600
Public health insurance (NHIF).
What the government spends it on
Share of total general-government spending, 2023.
- Social protection35.6%
- Economic affairs14.8%
- Health13.9%
- Education10.6%
- General public services8.2%
- Public order and safety6.8%
- Defence3.9%
- Housing and community amenities2.7%
- Recreation, culture and religion1.9%
- Environmental protection1.5%
Sources
- Social security & health insurance adjustments in Bulgaria in 2026 (contribution split and cap) · GrECo, checked 2026-08-31
- Bulgaria Income Tax 2026 — 10% flat rate · TaxRavens, checked 2026-08-31
- General government expenditure by function (COFOG) — gov_10a_exp, % of total expenditure, 2023 · Eurostat, checked 2026-08-31
Bulgaria vs. nearby countries
Take-homeTax & social security
See all 30 countries · Compare Bulgaria with specific countries
How Bulgaria income tax works
Bulgaria taxes personal income on these bands for the 2025–2026 tax year. Where a personal allowance or tax credit applies, it is already reflected in the figures above.
| Taxable income | Rate |
|---|---|
| €0 and above | 10% |
Employee social security is modelled at 13.78% on income up to €27,600 per year.
What this estimate simplifies
Bulgaria adopted the euro on 1 January 2026; figures are shown in EUR. Flat 10% tax on income after mandatory social contributions are deducted.
Every figure assumes a single filer with no dependents. See the methodology for the full list of assumptions and sources.
Common questions
Is this my exact take-home pay in Bulgaria?
No. It is an estimate for comparison, based on 2025–2026 national tax rules for a single person with no dependents. It does not account for your residency or filing status, reliefs and credits specific to you, local tax variations, or income other than salary. Treat it as a well-informed ballpark, not a payslip.
What does the Bulgaria figure include?
Personal income tax and mandatory employee social security contributions. Employer-side contributions are excluded because they are never part of your take-home pay. Bulgaria adopted the euro on 1 January 2026; figures are shown in EUR. Flat 10% tax on income after mandatory social contributions are deducted.
How is Bulgaria social security calculated here?
Employee contributions are modelled at 13.78% on income up to €27,600 per year. This is a simplification of the real breakdown into pension, health, unemployment and other funds, which together come to roughly this figure for an employee.
Why might my real Bulgaria net pay be different?
Common reasons: you are married or have children; you claim pension, mortgage, commuting or other deductions; you live in a region or municipality with a rate above or below the national average used here; the law changed mid-year; or part of your pay is a bonus taxed on a different basis. Always confirm important numbers with an Bulgaria tax professional or the national tax authority.
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