United States · 2026
Iowa salary calculator
What you actually take home from a salary in Iowa after federal income tax, FICA, and Iowa's own income tax.
Your take-home
Estimated take-home, a year
$48,762
of $60,000 gross
Effective tax rate
18.7%low
of every dollar goes to federal, FICA, and state tax combined
- Gross salary
- $60,000
- Federal income tax
- −$5,020
- FICA (Social Security + Medicare)
- −$4,590
- Iowa state tax
- −$1,628
- Take-home
- $48,762
Ranks #15 of 51 loaded states for take-home pay at this salary, $208 above the 51-state average ($48,554).
Iowa vs. similar states
Take-homeFederal, FICA & state tax
- 1Arizona$49,199
- 2Louisiana$48,976
- 3Iowa$48,762
- 4Utah$48,656
- 5Indiana$48,650
- 6Pennsylvania$48,506
- 7North Carolina$48,505
- 8Kentucky$48,408
- 9Colorado$48,194
- 10Michigan$48,091
How federal and Iowa tax work
Every US paycheck starts with the same federal layer: a $16,100 standard deduction, then these 2026 brackets for a single filer.
| Taxable income | Rate |
|---|---|
| $0 – $12,400 | 10% |
| $12,400 – $50,400 | 12% |
| $50,400 – $105,700 | 22% |
| $105,700 – $201,775 | 24% |
| $201,775 – $256,225 | 32% |
| $256,225 – $640,600 | 35% |
| $640,600 and above | 37% |
On top of federal tax, FICA withholds 6.2% for Social Security on wages up to $184,500, plus 1.45% for Medicare on every dollar (an extra 0.9% above $200,000).
Iowa then charges a flat 3.8% after a $16,100 deduction.
What this estimate simplifies
A flat 3.8%, recently simplified from a progressive schedule.
Every figure assumes a single filer with no dependents taking the standard deduction, with no other income. See Aftertax's European methodology for the same principle applied across the site.
Common questions
Is this my exact take-home pay in Iowa?
No. It is an estimate for comparison, based on 2026 federal and Iowa state tax rules for a single filer with no dependents taking the standard deduction. It does not account for your filing status, credits specific to you, local/city income tax, or income other than salary. Treat it as a well-informed ballpark, not a paycheck.
What does the Iowa figure include?
Federal income tax, employee-side FICA (Social Security and Medicare), and Iowa's own income tax: a flat 3.8% after a $16,100 deduction. A flat 3.8%, recently simplified from a progressive schedule.
What is FICA and why is it separate from federal income tax?
FICA is the payroll tax that funds Social Security and Medicare: 6.2% on wages up to $184,500 a year for Social Security, plus 1.45% on all wages for Medicare (and an extra 0.9% above $200,000). It's withheld automatically, separately from the federal income tax shown on your W-2.
Why might my real Iowa take-home pay be different?
Common reasons: you are married or have children; you itemize deductions instead of taking the standard deduction; you contribute to a 401(k) or HSA, which lowers taxable income; you live in a city with its own local income tax (not modelled here); or part of your pay is a bonus taxed on a different basis. Always confirm important numbers with a tax professional.