Estimates for comparison, not tax or financial advice. Disclaimer
Switzerland · canton of St. Gallen · 2026
Net pay in St. Gallen after federal, cantonal and communal income tax and social contributions, for a single person with no church tax. Other communes in St. Gallen set their own multipliers, so tax there can be higher or lower.
Before tax, for one employee. Results update as you type.
CHF 74,523
Single employee, no church tax, in the canton capital
26 cantons · take-home in CHF
Gross salary converted at ECB reference rates, then taxed under each place’s own rules. Employee income tax and mandatory social security only. How we calculate
The tariff gives a "simple tax", multiplied by the canton's rate of 105% and St. Gallen's of 138%.
Taxable income for the cantonal and communal tax is net pay after these deductions:
Direct federal tax is the same everywhere: from 0% on the first CHF 15,200 of taxable income up to 11.5% overall, after a 3% professional-expense deduction (CHF 2,000 to 4,000) and CHF 1,800 for insurance.
It uses only the standard flat deductions, as the federal tax calculator does by default: no commuting, meals or pillar 3a, which would lower your tax. Pension contributions follow the federal calculator's model for a 35-year-old; your fund's rate depends on your age and plan. No wealth tax is included.
Choose a salary for its full breakdown, or see the St. Gallen salary table.
| Gross a year | Take-home a year | Take-home a month | Taken |
|---|---|---|---|
| CHF 50,000 | CHF 41,050 | CHF 3,421 | 17.9% |
| CHF 60,000 | CHF 47,961 | CHF 3,997 | 20.1% |
| CHF 70,000 | CHF 54,834 | CHF 4,569 | 21.7% |
| CHF 80,000 | CHF 61,518 | CHF 5,127 | 23.1% |
| CHF 90,000 | CHF 68,090 | CHF 5,674 | 24.3% |
| CHF 100,000 | CHF 74,523 | CHF 6,210 | 25.5% |
| CHF 110,000 | CHF 80,907 | CHF 6,742 | 26.4% |
| CHF 120,000 | CHF 87,274 | CHF 7,273 | 27.3% |
| CHF 130,000 | CHF 93,587 | CHF 7,799 | 28.0% |
| CHF 150,000 | CHF 105,902 | CHF 8,825 | 29.4% |
| CHF 175,000 | CHF 121,268 | CHF 10,106 | 30.7% |
| CHF 200,000 | CHF 136,352 | CHF 11,363 | 31.8% |
| CHF 250,000 | CHF 165,754 | CHF 13,813 | 33.7% |
About CHF 74,523 a year in St. Gallen, or CHF 6,210 a month: CHF 15,139 in income tax (federal CHF 1,701, cantonal CHF 5,807, communal CHF 7,631) and CHF 10,338 in social contributions. That ranks 18 of 26 cantons.
The tariff gives a "simple tax", multiplied by the canton's rate of 105% and St. Gallen's of 138%. Social contributions (AHV/IV/EO, unemployment, accident insurance and the pension fund) come off gross pay first. Professional expenses: CHF 700 plus 10% of net pay, at most CHF 2,400. Insurance premiums and savings interest: CHF 3,400.
Only to members of a recognised church, as a further percentage of the cantonal tax. These figures assume no church membership.